About
Assalamu alaikum, I'm Parama.
I started my first business at 15 in Indonesia. Decades later, after building and running multiple ventures in North America, I became financially free at 35, without riba and without shortcuts.
This page is not a résumé. It's an honest account of how my priorities evolved, and why this work exists today.
Where this began
When I started out, my motivation was simple and very human.
• I wanted wealth.
• I wanted independence.
• I wanted to prove that I could build something real.
Like many people, I believed that once financial freedom was achieved, everything else would fall into place.
So I focused intensely on learning how money works, how businesses scale, and how systems reward certain behaviors.
Learning inside the system
I spent nearly three decades in North America building companies and working across accounting, sales, marketing, operations, human resources, and software.
I learned how modern capitalism works from the inside. I learned how to grow businesses, manage people, and build systems that scale.
And I did succeed.
Financial freedom was achieved through steady effort, discipline, and long-term thinking, while deliberately avoiding riba-based shortcuts. It took roughly 20 years, but it was real, durable, and earned.
That success, however, exposed something deeper.
When success raised harder questions
Once financial pressure was removed, a different set of questions emerged.
? Why does this system require so much compromise for most people to survive?
? Why do capable, hardworking people remain financially fragile?
? Why does individual success do so little to change collective outcomes?
I realized that wealth solves personal constraints, but does not solve structural ones.
Success gave me freedom, but it also gave me perspective.
Returning with different eyes
After years abroad, I spent extended time back in Indonesia.
I spoke with small business owners, drivers, market sellers, families, and workers in both rural and urban settings. What I saw was not a lack of effort or intelligence.
I saw cycles.
• People working constantly, yet never getting ahead.
• Debt compounding faster than income.
• Predatory structures treated as normal.
It became clear that personal discipline, while necessary, is not sufficient when the underlying system works against people.
That realization marked a shift from personal success to systemic impact.
From success to building systems
That shift led to BangNano.
BangNano is a community-based economic system built on trust, collaboration, and real assets. It exists to help people protect wealth, create it ethically, and support one another without relying on riba or extractive structures.
It is not theoretical. It is lived, tested, and refined in real communities.
Alongside this work, I wrote Breaking the Chains, which distills decades of experience into a practical path. The book lays out a framework built around protecting wealth, creating it through real value, and turning prosperity into a lasting legacy.
Over time, this approach crystallized into what I now call the Prosperity Pyramid.
From community practice to institutional design
Building BangNano made something very clear.
Community-scale systems are powerful, but they are not enough on their own.
✓ They can prove that alternative economic models work in practice.
✓ They can restore dignity and stability locally.
✗ But without formal structure, they remain difficult to engage with at an institutional level.
Ethical ideas often fail not because they are impractical, but because they are informal.
That realization led to FAIR Economy.
FAIR Economy, Full-reserve, Asset-backed, Interest-free, Resilient economy, is a formal economic framework designed to express these principles at an institutional level. It exists to make asset-based, interest-free economic design legible, testable, and adoptable by researchers, regulators, and policymakers.
BangNano demonstrates what works in practice. FAIR Economy translates those lessons into institutional language.
Scaling without losing alignment
As these systems grew, another challenge emerged.
How do you scale ethical systems without losing clarity, accountability, or human responsibility?
That question led to two additional efforts.
HAIAL, the Human-Centered AI Alliance
Focuses on ensuring that artificial intelligence strengthens human participation rather than quietly replacing it.
RoboHen
Human-centered AI automation infrastructure, designed to help organizations scale execution while keeping intent and accountability with humans.
These efforts are not separate ambitions.
They are responses to the same underlying concern: scale without erosion.
What this site is about
This site is a public thinking and building space.
It exists to:
I'm not here to argue theory.
I'm here to build structures that allow people to move from survival, to stability, to meaningful impact.
If that resonates, you're welcome to explore further.